19 February 2025

What is a listed building and what does it mean to own one?

By Joanne Townsend Administration Assistant
A large brick house with a sloped roof stands amid a spacious grassy lawn, bordered by blooming yellow flowers under a blue sky.

Listed buildings are structures that are legally protected due to their historical, architectural, or cultural significance.

If a building is ‘listed’ it means it is included on the statutory list of “buildings of special architectural or historic interest”. The listed status celebrates a building and it is intended to protect them from alterations that may negatively impact the character of the listed building and its historical context. Homeowners of listed buildings must gain special permission from local authorities before they can make any alteration, demolition or an extension.

Why does a building become listed?

A building is listed primarily because of its significance in one or more of the following areas:

  • Architectural Interest: The design, craftsmanship and building techniques of a structure. This includes significant architectural styles, designs by famous architects or unique features.
  • Historical Interest: The building’s association with significant events, periods in history or people. This could include a royal residence, or a place where important decisions were.
  • Rarity: The building may represent a rare example of a particular type of architecture, or a specific period.  Older buildings, particularly those built before 1700 are often listed due to their uniqueness.
  • Cultural Importance: Some buildings are listed due to their cultural significance. This can include places of worship, monuments or structures associated with social history.

The listed process is managed by government bodies. In England listing is maintained by Historic England, while in Scotland it is maintained by Historic Environment Scotland. Once listed the building is legally protected and any modifications or demolition can only be carried out with specific consent from the local planning authority. This saves the property from unsympathetic development and neglect.

The national register of Listed Buildings was established shortly after WWII, it began as a way of determining which buildings needed construction after the bombing of the country.  Today the listed buildings register includes around 500,000 listed buildings.

What different grades or categories are there and what do they mean?

Listed buildings are classified into different grades in England or into categories in Scotland.

In England there are three grades of listed properties, each reflecting the building’s significance:

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Grade I -This is the highest grade awarded to buildings of exceptional importance. Only about 2.5% of all listed buildings are Grade I. Examples include iconic landmarks like Westminster Abbey and St. Paul’s Cathedral.

Grade II (Grade Two Star)* – These buildings are of more than special interest, with around 5.5% of listed buildings falling into this category. They may not be as significant as Grade I buildings but still represent an important part of England’s architectural or historical fabric. Examples include notable churches and historical estates.

Grade II – This is the most common grade, accounting for around 92% of listed buildings. These properties are of national importance, though not necessarily of exceptional interest. Grade II buildings are generally of local importance but contribute significantly to the architectural heritage.

In Scotland there are three categories:

Category A -These buildings are of national or international importance. Like Grade I in England, Category A is reserved for the most important buildings. Only about 8% of listed buildings fall into this category. Notable Category A examples might include Edinburgh Castle and the Royal Exchange in Glasgow.

Category B – Buildings in Category B are of regional or local importance and can represent a significant part of the architectural or historical heritage. Around 50% of all listed buildings in Scotland are Category B. Many townhouses, churches and older industrial buildings fall into this category.

Category C(S) – This category is unique to Scotland and includes buildings of local or lesser importance, often those that are part of a wider historic context or smaller-scale buildings with architectural merit. Category C(S) buildings make up around 42% of listed properties. They might include more common structures such as worker cottages or modest public buildings.

What does it mean to own a listed building?

Owning a listed building is a privilege and comes with extra responsibilities to consider as well as rewards. While these buildings are often adored for their character, charm and historical value, there are several important factors to consider.

Maintenance & Preservation

Listed buildings require careful upkeep to maintain their historical and architectural integrity. This may involve using traditional materials and methods of construction, for example repairing a stone wall may mean sourcing specific types of stone or following historic building techniques. Owners must also ensure that the property is not falling into disrepair as neglecting a listed building can result in legal consequences.

Learning about how best to preserve your property and the correct procedures for carrying out alterations to a listed house is very important.

Planning permission for alterations

One of the most significant aspects of owning a listed building is that any work that affects its character, whether it’s alterations, extensions to the property or demolition, requires listed building consent from the local planning authority. Even minor changes such as changing windows or painting external surfaces, may require approval.

Financial incentives and grants

Despite the responsibility, owning a listed property can be financially rewarding. Some owners can access grants or tax relief for the repair and maintenance of their buildings. In England for instance, Historic England offers advice and funding for the repair of Grade I and Grade II* buildings. In Scotland funding may be available through Historic Environment Scotland for eligible projects.

Restrictions on modifications

As a listed building owner you may not be able to modernise or renovate the property to the same extent as you would with a non-listed property. For example, you may not be able to replace the windows with modern double glazing as this could alter the building’s appearance. In some cases, you may need to restore historical features, such as original fireplaces, in order to preserve the building’s character.

Owning a listed building offers the chance to live in or own a piece of history. However, it comes with significant responsibility. Understanding the grading system, the reasons why properties become listed, and the legal obligations tied to ownership are essential for anyone considering purchasing a listed building. Although the restrictions can seem daunting, the protection and preservation of these buildings contribute to the rich history that surrounds them.

To learn more about how Abode can help with listed building insurance click here Listed Buildings Insurance, Grade 1 & 2 Buildings & Homes | Abode Insurance

 

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Related products

Listed building insurance is a specialist type of home insurance designed to cover the unique risks and requirements associated with owning a listed property. It typically includes protection for the building’s structure, its historic features, and the cost of using traditional materials and methods for any repairs or restorations.

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